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Retirement Education

What’s a Retirement Education & Why Do You Need One?

Planning your retirement is easy. Just set an amount to contribute to your 401(k) or IRA each month until you retire, and you’re good to go. Right?

Not really. Planning for retirement is a lot more complicated than setting up a retirement savings account. Even after you’ve already built up a sizable cushion with your regular contributions, you’ve still left a lot up to chance. Without a financial planner to guide you, your investment strategy might be non-existent or, at best, haphazard.

Navigating the world of money without a proper education in retirement planning is riskier than it needs to be. Don’t undergo this arduous process alone when you can work with a professional to review your options with you and help you avoid common pitfalls. Your financial future needs to be in expert hands, because your retirement account is too important to ignore.

Knowledge Is Power

Your retirement education needs a solid foundation to build on. That’s what we’re here for. We work together as a team to help you make sound decisions and avoid costly mistakes along the way. Having an investment portfolio is only the beginning of your millionaire journey. We still have to ensure your money works as hard as possible for you.

When we sit down to look at your financial situation, we spend time getting to know you and your goals and dreams. We also want to hear about your pain points and what you’re looking for in your investments. It’s not just about finding high-performing investment products; we also want to make sure that you’re adequately protected from financial losses.

Together, we can find the customized mixture of investment options that will take you to the next level. Don’t leave it up to chance. Instead, let us arm you with the knowledge to make better decisions about your retirement.

FAQs on Your Retirement Plan Education

How Do You Educate Yourself about Retirement?
The first step to educating yourself is to assess where you’re at. With the help of a financial planner, you can find out where your retirement plan will take you. We’ll go over your assets and discuss them with you, answering questions along the way, to gain an understanding of where you’re starting from, where you want to go, and just how much distance lies between the two. If you want to dive deeper, we offer financial enrichment courses, too. 

How Much Can I Contribute to My Retirement Plan?
It depends on your age and the type of retirement plan you’re referring to. For example, you can contribute up to $6,000 to an IRA per year or $7,000 if you’re over the age of 50. Employer-sponsored retirement plans offer much greater contribution limits, and your employer may even match part or all of your contributions. We’re happy to discuss which of these limits apply to you, so you can max out your retirement savings.

When Should I Retire?
This is a very personal decision, based on a variety of factors. Technically, you can retire any time you want, but will you have enough assets to support your lifestyle when you’re not working? Also, some people retire from their current job only to begin a new career, sometimes called an encore career. Retirement can take many forms, and it’s up to you to decide when to start the next phase of life. For a breakdown of the numbers, we’re happy to go over your assets with you.

Let Our Team of Experts Guide You to Retirement

Let Our Team of Experts Guide You to Retirement

You don’t have to become an expert on retirement planning to join the millionaire’s club. But it’s a good idea to have a financial planner on your side if you want to take your investments to the next level. We’re here to help you reach your goals while considering your unique situation. Maybe you’re building a retirement fund while saving for college at the same time. Your goals may even change over the years, which is why we’re here to help you manage those investment accounts along the way, adjust course as needed, and always keep you on the right track. Schedule a time to talk to us today!

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